Education

Luxury or Budget: Which Student Accommodation in Cardiff Is Right for You?

One of the most important decisions to take in your study abroad journey is looking for student accommodation in the city you’re moving to. In a city as student friendly as Cardiff, students will find a plethora of stay options. But which one is right?

Let us help you in deciding between luxury vs. Budget housing in Cardiff.

A few reasons why so many students choose Cardiff as their study abroad destination is because it is walkable, student-friendly and affordable. Compared to other major cities in the UK, Cardiff is a popular choice. But is it worth it to spend so much money on luxury apartments? Let’s find out below.

Understanding Student Housing Options in Cardiff

Usually, there are two types of student housing:

  • Luxury Accommodation – Purpose-built student apartments or studio flats with modern amenities. Such as- private gyms, cinema rooms, en-suites, and study lounges.
  • Budget Accommodation – Shared flats or university halls with basic furnishings and shared bathrooms/kitchens, often located slightly away from city centres.

Living Near the University: Is It Worth It?

Cardiff is home to several institutions. but the most popular is Cardiff University, located in the heart of the city. If you choose to study here, there are various things that will impact you. Such as your daily commute, lifestyle and expenses.

Luxury accommodation near Cardiff University typically offers:

  • Walking distance to campus
  • Premium facilities (in-house gyms, rooftop lounges, etc.)
  • Private bathrooms and kitchens
  • Security and on-site support
  • Higher rent costs (£170–£250/week)

Budget-friendly options near or slightly away from campus may include:

  • Shared bathrooms and kitchens
  • Fewer luxury amenities
  • Older buildings but functional spaces
  • Affordable rent (£100–£150/week)
  • Slightly longer commute (10–25 minutes)

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What Do You Get for the Price?

Before deciding, it’s important to weigh what you’re actually paying for.

Luxury Student Accommodation Offers:

  • All-inclusive bills (Wi-Fi, water, heating)
  • Private space—great for quiet study
  • Stylish interiors and new furnishings
  • Fast maintenance response times
  • Social spaces for events and networking

Budget Accommodation Offers:

  • Basic amenities but reliable living
  • Opportunities to share and bond with roommates
  • Better for saving money and travel
  • Often includes essential bills
  • May offer more flexible lease terms

If you enjoy privacy, prefer staying indoors. But if you’re a social butterfly or more budget-conscious, shared flats can offer a great community and value.

The Real Cost of Living in Cardiff

Before you finalize a place, consider your overall cost of living in Cardiff. While it’s one of the more affordable UK cities, costs can add up quickly.

Average monthly costs for students in Cardiff:

  • Rent: £400–£1,000
  • Food & groceries: £150–£250
  • Transportation: £40–£70
  • Entertainment & personal: £100–£200
  • Utilities (if not included): £50–£80

With a clear monthly budget, you’ll know if luxury living fits your finances.

Finding the Right Accommodations in Cardiff

The best place to start your search is by comparing available options. You can do this through trusted platforms. Whether you’re looking for a stylish studio or a budget-friendly shared flat, accommodations in Cardiff vary widely in type, price, and location.

When choosing, consider:

  • Distance from university or city centre
  • What’s included in the rent
  • Lease duration and flexibility
  • Reviews from current/past students
  • Safety, transport links, and nearby facilities

For international students, using platforms like University Living can simplify the process. It lets you explore verified listings, filter by budget or amenities, and secure a place before arriving in Cardiff.

Final Checklist: Which Option Suits You?

Still torn between luxury and budget? Here’s a quick checklist to help you decide:

Choose luxury if you:

  • Want maximum privacy and modern amenities
  • Prefer a stress-free, all-inclusive setup
  • Value design, comfort, and prime location
  • Don’t mind spending more for convenience

Choose budget if you:

  • Want to save money and spend elsewhere
  • Don’t mind sharing common areas
  • Prefer a more social and lively environment
  • Are comfortable with a simpler setup

Conclusion

In the end, the ideal accommodation depends on you – your budget, preferences, lifestyle, and more. Cardiff is a city with multiple accommodation options, both near the university and across the towns. So, don’t worry. All you need is the perfect guide, and that is given above. So, start your hunt today, and move into your dream home away from home.

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